Terms and Conditions

Introduction

These Terms and Conditions govern your use of the solvarionexi Financial Planning website and subscription services. By accessing our website or using our services, you agree to be bound by these terms.

Please read these terms carefully before using our services. If you do not agree with any part of these terms, you should not use our website or services.

Definitions

In these Terms and Conditions, the following definitions apply:

  • "We," "us," "our" refers to solvarionexi Financial Planning Pty Ltd
  • "You," "your" refers to the user or subscriber of our services
  • "Services" refers to our financial planning consultation and analytical review services
  • "Website" refers to solvarionexi.com and all associated pages and services

Use of Our Services

Your use of our services is subject to the following conditions:

Eligibility

You must be at least 18 years old and legally capable of entering into binding agreements to use our services.

18+ only

Account Responsibility

You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account.

User Responsibilities

As a user of our services, you agree to:

  • Provide accurate and complete information when requested
  • Use our services only for lawful purposes and in accordance with these terms
  • Respect the intellectual property rights of solvarionexi Financial Planning and third parties
  • Not attempt to gain unauthorized access to our systems or other users' accounts
  • Notify us immediately of any suspected unauthorized use of your account

Prohibited Uses

You may not use our services for any of the following purposes:

  • Any illegal or unauthorized purpose or activity
  • Transmitting viruses, malware, or other harmful computer code
  • Attempting to interfere with or disrupt our services or servers
  • Using automated systems to access our services without authorization
  • Violating any applicable laws, regulations, or third-party rights

Intellectual Property

All content on our website and provided through our services, including text, graphics, logos, and software, is the property of solvarionexi Financial Planning or its licensors and is protected by copyright and other intellectual property laws.

You may not reproduce, distribute, or create derivative works from our content without explicit written permission.

Privacy Policy

Your privacy is important to us. Our Privacy Policy explains how we collect, use, and protect your personal information.

Please review our Privacy Policy, which is incorporated into these Terms and Conditions by reference.

Disclaimers

Our services are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied.

We do not warrant that our services will be uninterrupted, error-free, or free from viruses or other harmful components.

Individual results may vary.

Limitation of Liability

To the maximum extent permitted by Australian law, solvarionexi Financial Planning shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services.

This includes damages for loss of profits, data, or other intangible losses, even if we have been advised of the possibility of such damages.

Indemnification

You agree to indemnify and hold harmless solvarionexi Financial Planning from any claims, damages, losses, or expenses arising from your use of our services or violation of these terms.

Dispute Resolution

We are committed to resolving disputes fairly and efficiently:

Australian Financial Complaints Authority

Disputes related to financial services may be resolved through the Australian Financial Complaints Authority (AFCA), which provides free and independent dispute resolution services.

AFCA decisions are binding on us but not on you, preserving your legal rights.

Alternative Dispute Resolution

We participate in alternative dispute resolution procedures as required by Australian financial services regulations.

Contact AFCA for dispute resolution

Termination

Either party may terminate the service agreement with 30 days' written notice. We reserve the right to suspend or terminate accounts that violate these terms.

Provisions relating to intellectual property, disclaimers, and limitation of liability shall survive termination.

Governing Law

These Terms and Conditions are governed by the laws of Australia, without regard to conflict of law principles.

Any legal disputes shall be resolved in the courts of Australia, and you consent to the jurisdiction of such courts.

Severability

If any provision of these terms is found to be unenforceable, the remaining provisions shall continue in full force and effect.

Entire Agreement

These Terms and Conditions, together with our Privacy Policy and other referenced policies, constitute the entire agreement between you and solvarionexi Financial Planning.

Changes to Terms

We reserve the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting to our website.

We will notify users of significant changes via email or website notice. Continued use of our services constitutes acceptance of modified terms.

Contact Information

For questions about these Terms and Conditions, please contact us at contact@solvarionexi.com or +61 528-799-309.

Email us at contact@solvarionexi.com

Call us at +61 528-799-309

123 Collins Street, Melbourne VIC 3000, Australia

These Terms and Conditions were last updated on September 10, 2025.

Version 2.1